Автор: Marina Piantanida

Законопроект может раскрыть финансовую информацию о продаже по всей стране

ВАШИНГТОН — 21 февраля 2019 года. Двухпартийная группа сенаторов США недавно вновь ввела законодательство о санкциях в отношении России, которое включает положение о борьбе с отмыванием денег при покупке недвижимости за наличные.

Это положение касается покупок жилой недвижимости, осуществляемых за наличный расчет корпорациями с ограниченной ответственностью, также известными как подставные компании. В соответствии с Приказом о географическом таргетинге, который применяется к покупкам жилой недвижимости на общую сумму свыше 300 000 долларов США, совершенным подставными компаниями в 12 районах метрополитена, включая Манхэттен и Майами, страховые компании должны сообщать имена бенефициарных владельцев в Министерство финансов США. Read More

История одной продажи / Недорогая недвижимость во Флориде

Сегодняшняя история не очень типична для моей риэлторской биографии. Именно поэтому хочется о ней рассказать, тем более, что это рассказ не об Америке, а об отношениях Клиента и Риэлтора. Надеюсь, вам это будет интересно и полезно.

Ассоциация риэлторов хочет открытия сельских кредитных программ

NAR asks president to reopen rural loan program

WASHINGTON – Jan. 18, 2019 – The National Association of Realtors® (NAR) has asked the Trump administration to jump-start the Rural Housing Loan Program, which has been unable to process mortgage applications since the partial federal government shutdown began nearly a month ago.

After learning that the U.S. Department of Agriculture (USAD) – which operates the loan program through the Rural Housing Service – decided to temporarily recall employees of the Farm Service Agency to provide certain services to farmers and ranchers, NAR asked federal officials to also assign staff to process stalled loan applications during the shutdown.

«What we’re trying to do is piggyback on a policy that the USDA is implementing to get farm loans processed within a short time frame,» says Megan Booth, NAR director of housing policy. «We’re asking them to supplement that by adding a home loan specialist to review Rural Housing Service loans that are already in the pipeline. Longer term, we’re asking them to keep some staff on board reviewing home loans during the shutdown.»

The Rural Housing Loan Program helps people in rural areas with limited incomes who can’t qualify for traditional mortgages. The program guarantees that participating private-sector lenders will be repaid if borrowers default, providing an incentive for lenders to make loans. In some rural markets, Rural Housing Service (RHS)-backed loans are the only affordable mortgages available.

Unlike the mortgage programs run by the Federal Housing Administration and the Department of Veterans Affairs, which permit private-sector lenders to sign off on mortgage applications, the Rural Housing Loan Program does not allow lenders to close loans without approval from Rural Housing Service staff. Congress has authorized the Department of Agriculture to delegate that responsibility to lenders, but the agency has not yet done so.

Source: Realtor Magazine. Writers Sam Silverstein and Robert Freedman contributed to this article.

© 2019 Florida Realtors®

Original — https://www.floridarealtors.org/NewsAndEvents/article.cfm?p=1&id=376047

Кредит на покупку недвижимости. Ответы эксперта на мои вопросы

Сегодня я пригласила к разговору специалиста по кредитам компании Champions Mortgage Михаила Дуденкова. Михаил любезно согласился ответить на самые популярные вопросы по кредитованию для покупки недвижимости.

Если у вас появились вопросы по кредитам, пишите в комментариях. В следующий раз Михаил обязательно на них ответит.

Новый Год. Запоздалые размышления

В последние годы у меня к Новому Году какие-то двойственные чувства возникли.

Во-первых, в странах первого мира все-таки Рождество заслоняет, затмевает и даже как-то принижает сам по себе Новый Год. Рождество по календарю приходит раньше, к нему готовятся дольше и круче, его празднуют с размахом. А Новый Год – тут праздник для взрослых, причем преимущественно молодежи. Детям на нем достаются только фейерверки. Подарков на Новый Год тут не дарят, ни детям, ни взрослым, поскольку они уже на Рождество все и всем передарены. Новый год – это возможность взрослым попраздновать уже без детей – выпить лишнего, выйти за границы дозволенного во всех смыслах. Поверьте, они стараются и в первом, и во втором. Я это видела своими собственными глазами, до сих пор нервно-брезгливо передергиваю плечами, вспоминая тот кошмар. Read More

Недвижимость — вторая целевая аудитория для мошенников

Real estate: The second-most targeted industry for scammers

CHICAGO – Dec. 12, 2018 – More and more phishing scams are targeting real estate professionals and their clients, attempting to dupe them out of money. New and unique types of cyber scams appear every day as tech-savvy criminals invent new ways to separate victims from their money.

The National Association of Realtors® (NAR) issued an all-member alert on Sunday warning members of the latest email phishing attempt targeting the industry. The email appeared to be under the Realtor Party banner and solicited members to help «Support Diana» with a financial donation through a GoFundMe page. NAR says it will never solicit donations for personal or individual charities. Read More

Недвижимость в США. Большинство людей в США считают, что это кризис доступности жилья

Most people think there’s a housing affordability crisis

WASHINGTON – Dec. 5, 2018 – Nearly three out of four American households believe that the nation is suffering a housing affordability crisis, and a majority of respondents say it’s a problem at their local and state level as well, according to a new survey conducted on behalf of the National Association of Home Builders (NAHB).

«These poll results confirm what builders from across the nation have been warning about – that housing affordability is an increasingly serious problem in communities across America,» says NAHB Chairman Randy Noel. «A mix of regulatory barriers, ill-considered public policy and challenging market conditions is driving up costs and making it increasingly difficult for builders to produce homes that are affordable to low- and moderate-income families.» Read More

Прибыльное инвестирование. Уроки богатых пап

Как часто нас учат выгодно инвестировать и предлагают за эту науку выложить круглую сумму.

Какие вопросы нужно задавать  и что от нас хотят скрыть? Давайте поговорим об этом.

Часть 1

Часть 2

Рынок Средней Флориды продолжает расти. За год в среднем на 8,5%

Fla.’s housing market: More sales, median prices up in Oct.

ORLANDO, Fla. – Nov. 21, 2018 – Florida’s housing market reported more closed sales, rising median prices and more new listings in October compared to a year ago, according to the latest housing data released by Florida Realtors®. Sales of single-family homes statewide totaled 22,272 last month, up 8.5 percent compared to October 2017.

«Florida’s housing market showed a rise in new listings in October, which is a good sign for potential homebuyers,» says 2018 Florida Realtors President Christine Hansen, broker-owner with Century 21 Hansen Realty in Fort Lauderdale. «New listings for existing single-family homes rose 9.5 percent compared to a year ago and new listings for condo-townhouse properties increased 7.9 percent from last October. Read More

Недвижимость в США. Когда ждать следующий кризис?

Economy likely to cool – but how much?

WEST PALM BEACH, Fla. – Nov. 29, 2018 – The economy is firing on all cylinders now, but executives and economists expect a slowdown in 2019 and 2020.

The big question: When will the next recession hit? Many economists see a cooling but no contraction on the horizon, while a few predict a recession in 2020.

After a decade of slow-but-steady expansion, U.S. economic growth finally topped 3 percent in 2018, and national unemployment has fallen to its lowest level in decades. In Palm Beach County, the unemployment rate plunged to 3.1 percent in September, an all-time low.

Michael Neal, chief executive of Kast Construction of West Palm Beach, said his company’s revenue soared from $30 million in 2011 to $550 million in 2017. While Neal doesn’t anticipate a crash, he does expect economic growth to plateau over the next year. Read More

Во Флориде уже ждут снижения цен на недвижимость

Some millennials may be gambling on falling home prices

TAMPA, Fla. – Nov. 14, 2018 – Millennials in the Tampa Bay/St. Petersburg region appear increasingly willing to wait until the housing market cools down before purchasing their first home.

Surveys show millennials want to own a home – about the same percentage as baby boomers and GenXers – but like most generations of first-time buyers, they’re price sensitive and wary of market whims.

Nearly 80 percent of millennials who own homes think it’s a good time to sell, a recent survey from ValueInsured found – but only 38 percent of would-be purchasers in that age group think it’s a good time to buy, an 8 percentage point drop from a year ago. That wide gap in buyer-seller attitudes could result in more starter homes on the market but with fewer buyers willing to pay current prices. Read More

NAR buyer/seller study: Women a force, first-timers struggle

WASHINGTON – Oct. 29, 2018 – Single female buyers continue to be a powerful force in the market, while low inventory, rising interest rates and increasing home prices hold back first-time buyers despite their high interest in buying a home.

The just-released National Association of Realtors®‘ (NAR) 2018 Profile of Home Buyers and Sellers also identifies numerous current consumer and housing trends. Those include mounting student debt balances; the impact of pets on home buying decisions; increases in downpayments for all buyers; the rising age of repeat buyers; and an all-time low in for-sale-by-owner (FSBO) transactions.

«With the lower end of the housing market – smaller, moderately priced homes – seeing the worst of the inventory shortage, first-time home buyers who want to enter the market are having difficulty finding a home they can afford,» says NAR Chief Economist Lawrence Yun. «Homes were selling in a median of three weeks and multiple offers were a common occurrence, further pushing up home prices. These factors contributed to the low number of first-time buyers and the struggles of would-be buyers dreaming of joining the ranks of homeownership.»

Here are some additional key trends of buyers and sellers detailed in this year’s 150-page report.

Single female buyers continue to be a strong market force
For the second year in a row, single female buyers accounted for 18 percent of all buyers. The group was the second most common household buyer type behind married couples (63 percent). Single male buyers came in third and accounted for half the number of buyers as their female counterparts (9 percent). However, single males tended to purchase more expensive homes, with a median price of $215,000, compared to single females with a median price of $189,000 – the lowest of all household buyer types.

Share of first-time buyers continues to fall
The share of first-time home buyers continued a three-year decline, falling to 33 percent (34 percent last year). This number has not been 40 percent or higher since the first-time homebuyers tax credit ended in 2010.

«Low inventory, rising interest rates and student loan debt are all factors contributing to the suppression of first-time home buyers,» says Yun. «However, existing home sales data shows inventory has been rising slowly on a year-over-year basis in recent months, which may encourage more would-be buyers who were previously convinced they could not find a home to enter the market.»

Buyers to rely on agents and the internet to find a home
For the third year in a row, 95 percent of buyers used the internet at some point during their home search process, and 50 percent said that they found the home they eventually purchased online. Eighty-six percent of buyers used a real estate agent in their home search, and repeat buyers were more likely to use an agent than first-timers (87 percent to 86 percent).

Overall, 87 percent of buyers ended up purchasing their home through a real estate agent (the same as 2017). Finding the right home and negotiating terms of the sale were the top factors buyers desired from their agent. Ninety percent of respondents said they would definitely or probably use their agent again or recommend them to someone else.

«With inventory so low, buyers are relying on their agent’s knowledge of markets and neighborhoods to find listings, rather than relying only on online searches,» says NAR President Elizabeth Mendenhall. «A Realtor has years of experience, generating insight and expertise that can help buyers navigate a tight market where buyers are forced to move fast and make competitive bids in order to get their dream home.»

Student loan debt still an issue
Once again, student loan debt stands out as one challenge keeping would-be buyers out of the market. Among the 13 percent of buyers who said saving for a downpayment was the most difficult part of the buying process, 50 percent reported that student loan debt had inhibited their ability to save for a home purchase or downpayment. Twenty-four percent of all buyers indicated that they have student loan debt, at a median of $28,000, and 40 percent of first-time buyers indicated that they have student loan debt at a median of $30,000.

«Even with a thriving economy and an abundance of job opportunities in many markets, monthly student loan payments coupled with sky-high rents and rising home prices make it exceedingly difficult for potential buyers to put aside savings for a downpayment,» says Yun.

Downpayments are higher for all buyers
Overall, buyers paid a median 13 percent downpayment, up from 10 percent last year and the highest since 2005. First-time buyers paid a median 7 percent downpayment, up from 5 percent last year and the highest since 1997 (9 percent), while repeat buyers paid a median 16 percent, up from last year’s 14 percent and the highest since 2010.

A majority of buyers ranked their personal savings as the primary source of their downpayment (58 percent). Repeat buyers were most likely to use the proceeds from the sale of the previous primary residence (56 percent), while first-time buyers were the most likely to use a gift from a friend or relative (24 percent).

Nearly all buyers choose a single-family home
A majority of buyers continue to choose a detached, single-family home (82 percent) as opposed to a townhouse or row house (8 percent) or a condo/duplex/apartment unit (4 percent).

Median age of repeat buyers skyrockets but stays flat for first-time buyers
For the third straight year, the median age of first-time homebuyers was 32 years old. A majority of first-time buyers were married couples (54 percent), followed by single females (18 percent). Their median income was the same as last year’s at $75,000, and they spent a median of $203,700 on a home. These buyers were more likely to purchase smaller homes than repeat buyers, with a median size of 1600 square feet.

The age of repeat buyers increased to an all-time high of 55 years old (up from 54 last year). Most were married couples (57 percent), followed by single females (18 percent). Their median income increased from $97,500 last year to $100,000 and they spent a median of $280,000 on a home. The median home size remained the same as last year: 2000 square feet.

Pets influence many buying decisions
Fifteen percent of all buyers said that convenience to vets and/or outdoor space for their pet was a critical factor in determining where they wanted to purchase their home. That number rises to 20 percent – one-fifth of buyers – for unmarried couples.

«NAR conducted a survey on the important role pets play in our home buying decisions and the unique considerations that pet owners face,» says Mendenhall. «Realtors understand that when someone buys a home, they are buying it with the needs of their whole family in mind. And any pet owner will tell you that their animals are an important and beloved part of their family.»

Downsizing isn’t a trend
Only 9 percent of buyers listed downsizing as a factor in their decision to move. In fact, 73 percent of buyers purchased a home that was either larger or similar in size to what they previously owned.

«Homeowners that may be looking to downsize tend to be competing for the same homes as first-time buyers, and we are experiencing a scarcity of inventory in those smaller-sized, moderately priced homes,» says Yun. «These buyers, not finding the smaller home they are looking for, may decide to purchase an equivalently sized home or simply stay put in their current home.»

FSBO’s at record low
For-Sale-By-Owner (FSBO) sales accounted for 7 percent of all sales – the lowest number recorded in this survey’s history.

This number has been steadily declining since a high of 15 percent in 1981, with more and more owners relying on the expertise of an agent to help navigate the complicated process and intricacies of a home sale.

© 2018 Florida Realtors®

Недвижимость в США: Устойчивое снижение темпов продажи новостроек

New-home sales slump – 4th straight month

WASHINGTON (AP) – Oct. 24, 2018 – Sales of new U.S. homes plunged 5.5 percent in September, the fourth straight monthly drop as the housing market cools with mortgage rates rising.

The Commerce Department said Wednesday that newly built homes sold at a seasonally adjusted annual rate of 553,000 last month. New-home sales in August were downwardly revised, erasing the previously reported gain. The annual rate of home sales has dropped 15.3 percent since May, eliminating much of the strength in sales from the first five months of 2018.

Builders had assumed that a stronger economy would push up sales, yet a greater share of new construction is going unpurchased. There is a 7.1 months’ supply of new homes on the market, the highest level since March 2011 when the real estate bust caused by subprime mortgages was still weighing on the economy.

Housing has found itself in a downturn in recent months despite the unemployment rate falling to a nearly half-century low of 3.7 percent.

The National Association of Realtors® said last week that existing-home sales – the largest share of the market – had plummeted 3.4 percent in September to a seasonally adjusted annual rate of 5.15 million.

The major culprit for the decline in homebuying appears to be higher borrowing costs.

Average 30-year mortgage rates have climbed to 4.85 percent from 3.88 percent a year ago, according to mortgage buyer Freddie Mac. Increasing interest rates can make homeowners less likely to upgrade to a new property if it requires them to spend more each month on repaying a home loan.

The new-home sales report is volatile on a monthly basis. But the declines in September were sharpest in the Northeast and West, the two most expensive housing markets. New-home sales slipped in the South and increased in the Midwest.

The average sales price has slumped 0.6 percent from a year ago to $377,200.

AP Logo Copyright 2018 The Associated Press, Josh Boak. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

 

Что такое рефинансирование?

  1. Refinance – переход с одного контракта по кредиту на другой.
  • Какие кредиты можно рефинансировать? Фикс
  • Когда используют рефинансирование? Когда процентная ставка по кредиту стабильно снизилась.
  • Сколько стоит рефинансирование?
  • Как долго идет этот процесс?
  • Как можно выкупить ваш кредит? Одна организация-лендер вторичного кредитования покупает у вашего лендера ваш основной долг по кредиту.
  • Сумма погашения основного долга в первые месяцы и годы
  • Плюсы рефинансирования – снижение месячного платежа
  • Минусы рефинансирования – новый кредит на 30 лет
  1. Сколько зарабатывают в США?

Считаем средняя зарплата $100 в день в месяц это ну пусть $20 000 думаю после налогов и продуктов $5000 отложить получится, итого получается жителю Флориды на эту квартиру копить нужно полгода .. а теперь внимание вопрос вы себе представляете жилье которое что бы купить нужно пол годика поработать? Напрашиваются несколько важных вопроса на каком ядерном могильнике построен дом? И какие зомби соседи будут его заселять… у меня все!

Поясню если переложить на наше понимание у нас зарплата 1000 в день 25000 в месяц какое жилье и где в России вы можете себе позволить на 150 000 рублей? Думайте ребята думайте))

  • История появления этого коммента. Под видео 3-х летней давности про кондо за 30 тысяч.
  • Считаем средняя зарплата $100 в день в месяц это ну пусть $20 000
  • думаю после налогов и продуктов $5000 отложить получится
  • итого получается жителю Флориды на эту квартиру копить нужно полгода
  • а теперь внимание вопрос вы себе представляете жилье которое что бы купить нужно пол годика поработать?
  • Напрашиваются несколько важных вопроса на каком ядерном могильнике построен дом?
  • И какие зомби соседи будут его заселять…
  • … у меня все!
  • Поясню если переложить на наше понимание у нас зарплата 1000 в день 25000 в месяц
  • какое жилье и где в России вы можете себе позволить на 150 000 рублей
  • Думайте ребята думайте))

Когда ждать снижения цен на недвижимость в США?

Buying a home? You may have leverage soon

NEW YORK – Oct. 23, 2018 – Keith and Kylie Beukema were bracing for a yearlong slog as they started hunting for a larger home in the Denver area, one of the hottest housing markets in the country the past few years.

Instead, it recently took them just two weeks to snag their four-bedroom dream house with mountain views in Thornton, paying $490,000 – $10,000 below asking price – after visiting just three other homes.

«I was nervous (the seller) would laugh us off,» said Kylie, a 29-year-old physician. «We figured we’d get into bidding wars» and almost certainly have to pay above list price.

Denver epitomizes the slowdown taking hold this year in the nation’s housing market as mortgage rates climb, home prices rise and the new tax law limits the benefits of ownership. Those hindrances are adding to a longer-standing obstacle to sales – low home supplies – and making the housing market across most of the country more favorable for buyers – if they can afford the added costs.

«Definitely, there is a shift in the market,» said Lawrence Yun, chief economist of the National Association of Realtors® (NAR). «Buyer activity appears to be softening … Buyers have more chances.»

While housing is still largely a seller’s market, it’s becoming less so, and the playing field should be roughly balanced between buyers and sellers by the middle of next year, said Ralph McLaughlin, chief economist of research firm Veritas Urbis Economics.

«I think we are entering a (return) to normalcy,» McLaughlin said.

Home sales slip

Nationally, existing home sales were down 2.1 percent through the first nine months of the year compared with the same period in 2017. The prior three years, annual gains for home sales totaled 6.3 percent, 3.8 percent and 2.7 percent, according to NAR. The Realtors group on Friday reported a 3.4percent sales drop in September from the previous month to the lowest level since November 2015, though Hurricane Florence in the Carolinas contributed to the weak showing.

Prices for homes are still rising in general, although more slowly. In September the median price was up 4.2 percent from a year earlier to $258,100, but that marked a pullback from gains of 5.1 percent and 5.7 percent in 2016 and 2017, respectively.

Next year, NAR’s Yun expects flat sales and price increases of just 2 to 3 percent.

Of course, housing’s health varies by location. Generally, expensive Western markets such as Denver, San Francisco and Seattle had been posting double-digit yearly price gains that have slowed. More affordable areas such as Indianapolis and Grand Rapids, Michigan, are still seeing price increases accelerate. And reasonably priced Southern markets such as Atlanta remain hot, said Daryl Fairweather, chief economist of real estate brokerage Redfin.

But even the still-vibrant markets could cool by late next year as housing costs continue to mount, said McLaughlin of Veritas Urbis Economics.

Last year, economists blamed softer sales gains on skimpy inventories that limited the pickings and drove up prices, discouraging some buyers. And the nation’s 4.4-month supply of homes in September – the time it would take to exhaust the stockpile assuming no units were added – was still below a normal six months or so. While low, that was up from 4.2 months a year ago, marking just the second annual increase since 2015, according to NAR.

That’s largely because builders have responded to the shortages and put up more houses, mostly higher-priced units that can offset sharply rising labor and material costs.

Homes linger longer on market

In Denver, housing inventory is up 16.1 percent from a year ago, according to the Denver Metro Association of Realtors. Yet just 3,983 homes were sold last month, down from 4,994 a year earlier. The median sale price is off 5.9 percent from its April peak of $455,000. And single-family homes were on the market an average 27 days, up from 19 days in June.

Lisa Huntington-Kinn, a broker with Your Castle Real Estate in Denver, said the market started to sputter in July. Before, houses often drew dozens of bids and routinely sold for above asking price. Now, she said about 30 percent of sellers have had to reduce their list price.

As costs ratcheted higher, «a lot of buyers dropped out,» she said.

Until summer, broker Van Lewis of RE/MAX Alliance in Aurora, Colorado, was having his best year ever. Since then, he said, monthly sales have fallen 50 percent. He partly blames an influx of apartment buildings that are offering significant concessions, making renting more attractive than buying for many millennials.

Although the tech-driven Denver economy is still robust, and wages are rising, «the spread between income and (purchase) costs became too much,» he said.

The thinning pool of buyers gave more leverage to the Beukemas, who wanted to move up from their smaller townhouse because they plan to start a family soon. Besides dropping the asking price, the seller also agreed to make the deal contingent on the Beukemas selling their townhouse by December – an allowance almost never granted during the go-go days.

On the other side of the ledger is Holly Steele, 65. She eventually sold her Aurora townhouse in late September, but it took nearly three months instead of the two weeks she expected. And she had to drop the price three times, from $295,000 to $276,500.

«It was getting a little stressful because I wanted to make my move» to Rapid City, South Dakota, before snow season, she said.

Rates rise, first-time buyers dip

Nationally, rising mortgage rates are playing a bigger role and compounding the effect of U.S. home prices that are up more than 50 percent since their 2012 bottom.

Fixed 30-year mortgage rates averaged 4.85 percent for the week ending Oct.18, according to Freddie Mac, up from 3.88 percent a year ago. That bumps up the monthly payment on a typical $210,000 mortgage by about $125.

The higher rates are «making many people scared,» from first-time homebuyers to trade-up buyers seeking more expensive homes, Yun said.

The new tax law is also chilling some sales. It caps the deduction for property and state and local income taxes at $10,000. And it limits the mortgage interest deduction at home values up to $750,000, down from $1 million. The changes are tempering sales in states with more high-end houses, such as California, Connecticut, Illinois and New York, Yun said.

Meanwhile, pent-up demand from first-time homebuyers – who have driven the market the past couple of years – may be starting to peter out, said Aaron Terrazas, chief economist of Zillow, a real estate research firm.

The slowdown could mean housing will provide less support for the economy. Builders might put up fewer homes, fearing weaker economic growth and reduced home sales in coming years, Terrazas said. Single-family housing starts are down 1.7 percent so far this year. But he said the downshift will be nothing like the housing crash of the late 2000s, which toppled the economy into recession.

«This is not 2008,» he said.

Copyright 2018, USATODAY.com, USA TODAY, Paul Davidson

Florida’s 2018 profile of international real estate activity

ORLANDO, Fla. – Oct. 22, 2018 – Florida Realtors® has released its latest report on the state’s foreign buyer and seller transactions, the 2018 Profile of International Residential Real Estate Activity. The one year-report – from August 2017 through July 2018 – found a small slowdown in international activity within the state, due mainly to a tight home inventory and rising property values.

In many areas, foreign buyers compete with U.S. buyers for the same properties, and solid U.S. employment growth boosted the domestic competition. In addition, mortgage rates remain relatively low compared to historic values, and the large supply of buyers, both foreign and domestic, had to compete for a relatively small number of homes for sale.

A stronger U.S. dollar also made Florida homes more expensive for foreign buyers from selected countries, notably Venezuela and Brazil. When asked about challenges faced by their international clients, Realtors surveyed said top objections included «Cost of property,» «could not find property,» and «exchange rate.»

South Florida remains the preferred location for international business. While foreign buyers purchased property across the state, most foreign buyers were concentrated in five metropolitan areas:

  • Miami-Fort Lauderdale-West Palm Beach (54 percent)
  • Orlando-Kissimmee-Sanford (9 percent)
  • Tampa-St. Petersburg-Clearwater (9 percent)
  • North Point-Sarasota-Bradenton (5 percent)
  • Cape Coral-Fort Myers (5 percent)

Size of Florida’s international market, 2017-2018

  • Foreign buyers purchased $22.9 billion of Florida’s existing detached single-family, townhomes and condominiums – a five percent year-to-year decline from $24.2 billion.
  • In dollar value, foreign buyers made up 19 percent of the market (21 percent in 2017).
  • In number of sales, foreign buyers purchased 52,000 of Florida’s existing homes – a 15 percent year-to-year decrease (61,300 one year earlier)
  • As a percentage of all sales, foreign buyers made up 13 percent in the latest report – 15 percent in the year before.
  • Average cost of foreign-purchased home: $286,500 compared to $259,400 in 2017, or about a 10 percent increase.
  • Overall, foreign buyers paid about 20 percent more that the median price of a Florida home.

Characteristics of Florida’s foreign buyers

  • 68 percent primarily reside in another country; the rest are recent immigrants (less than two years in the U.S.) or visa holders.
  • Latin American and Caribbean buyers accounted for 36 percent of Florida foreign buyers, followed by Canadians (22 percent), Europeans (19 percent) and Asians (11 percent).
  • Most foreign buyers – 67 percent – made an all-cash purchase (72 percent in 2017).
  • 71 percent purchased residential property for vacation, residential rental or both (68 percent in 2017).
  • Slightly more than half of foreign buyers preferred townhouses or condominium (53 percent), while 43 percent purchased a detached single-family home, 3 percent purchased residential land and another 3 percent purchased other types of properties.
  • Nearly half of foreign buyers purchased in a suburban or small town/rural area.
  • 93 percent visited Florida at least once before purchasing a property.

International clients role in Realtors’ businesses

  • In 2018, 41 percent of Florida’s Realtors worked with an international client; in 2017, however, 44 percent did.
  • In 2018, 23 percent of Realtors reported an increase in their international business; in 2017, it was 26 percent.
  • Only 30 percent of Florida’s Realtors reported an increase in their business that is international in the past five years (33 percent in 2017).
  • Only 34 percent expect an increase in their international transactions in the next 12 months – it was 37 percent in 2017.
  • 35 percent of respondents said that their client found Florida’s home prices less expensive than the prices in their home country– a decrease from 41 percent in 2017.
  • 68 of foreign clients were referrals for a Realtor – personal or business contacts or former clients.
  • 60 percent of Realtors reported no significant issues working with international clients.
  • Of the Realtors surveyed, 75 percent were born in the United States, and 34 percent were fluent in a language other than English.

© 2018 Florida Realtors®

Original

Как я круто попала на Fabletics

Еще в бытность своей работы в магазине, во всей мере ощутила сложности с покупкой спортивной одежды своего XL. Приходишь на смену, видишь классные топы или майки или леггинсы, и все уже от L и ниже. Я хоть по работе бывала в магазине раза три четыре в неделю, и то не могла поймать, а что говорить, если заходить туда время от времени? Read More

Галич

Я начну рассказывать, как я прививала своей семье любовь к театру. Конечно, с мужа.  Мы познакомились с ним во времена нашего замечательного студенчества, я блистала на сцене, он прилежно мог ждать меня часами под дворцом культуры, где шли бесконечные прогоны перед премьерой.

Когда режиссер нашего театра Валентина Александровна Чеховская увидела моего избранника первый раз, она могла только выдавить:

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Алексей Поляринов. Центр тяжести

Всегда после большого и значительного романа я отхожу несколько дней. За время чтения ты сживаешься с героями, поэтому просто и быстро разорвать отношения не получается, дочитать до последней точки и закрыть книгу проще, чем перестать думать и переосмысливать прочитанное.

Как-то в последнее время мне попадались достойные работы достойных и заслуженных авторов – В. Войновича, Л. Улицкой. А в этот раз автор, Алексей Поляринов,  с высоты моих лет – почти мальчишка, ровесник моих детей. И, поди ж ты, уже целых два романа написал… Но если мне его рекомендует Дмитрий Быков, я по крайней мере прислушаюсь, и книгу раскрою. Read More

США: почему сюда едут и почему отсюда уезжают?

  1. Почему сюда рвутся
  • Без причины — От скуки, есть возможность, почему не поехать, за компанию, к родственникам
  • Бежать К и бежать ОТ
  • От нищеты и заработкам – миф и реальность. Миф – все живут богато, реальность – надо иметь хорошее образование и очень много работать.
  • От тюрьмы к свободе. Что такое свобода? Анархия, неподсудность? Свобода по-американски – самоорганизация населения, свобода самовыражения
  • От застоя к развитию – миф:
  • От тупика к возможностям
  1. Почему отсюда уезжают
  • Не нравится
  • Страна, штат – страну не знают, штат выбрали случайно, переехать боятся
  • Работа – малооплачиваемая, нижняя позиция, высокая интенсивность труда
  • Культура – питья, праздников, проведение досуга, детские сады, школы, медицина
  • Законы – проблемы с правосудием из-за незнания и непонимания законов
  • Выполнены задачи приезда – посмотреть страну, показать близким, что я смогла
  • Получение предложения взамен на адский труд и съемное жилье
  • Нелегальное положение – на работу не устроиться, жилье не снять, обманывают с деньгами
  • Косное сознание, отсутствие понимания своих действий, негибкость.